Group Benefit Plans
As an employer/HR person,
are you considering group life/disability/health benefits for your organization?
Or if you have a plan in place, are you wondering whether you are getting the
best value for your dollar?
For those of you who do not yet have a plan in place, consider the following advantages:
- SAVES MONEY! A
group insurance dollar is cheaper than a salary dollar. There is no CPP, UIC,
Workers Compensation or Employer Health Tax to be paid on top. Nevertheless, it
is mostly tax-deductible. Furthermore, you can (and should) share the cost with
the employees.
- SAVES MONEY! Attracts
and helps to keep good employees, thereby reducing turnover costs (advertising,
interviewing, training).
- Reduces the employer's
responsibility. With group insurance in place, the employer doesn't have the moral
responsibility to look after the family of a disabled or deceased employee. (Especially
in the case of disability, where the employee is unlikely to have private coverage,
inexpensive group insurance is indispensable.)
- Easy to install, administer and adjust to changes. Your broker does almost all of the work.
Whether you're starting
from scratch or want to evaluate your existing plan, we at Michael Cherney Associates
will provide you with a free analysis, including quotes from several top
Canadian companies such as Manulife, Canada Life, Sun Life, Great-West Life and
many others. Want to know a secret? There's a low cost provider out there
that you may not have considered. Contact us for details.
Do you want to know an easy way to shave the cost of your group premiums? Let
us show you some alternate ways of delivering your plan!
Are you a business owner or executive looking for a way to get your company to
pay for costly dental bills? Ask us about Cost Plus!
Contact Us for more
information!
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